In a 2009 article in Psychology Today, mindfulness was described as the practice of being in the present moment. This means that instead of being distracted, thinking about the future, dwelling on the past, or allowing lots of noise in your head over everything but “the now,” when you are mindful you are fully invested in the current moment and what's happening during that tiny piece of time.
Mindfulness and Insurance
When you buy insurance, it's important that you allow yourself to be quiet and mindful. It’s understandable to feel anxious when working on final expense and legacy planning, when thinking about all the perils facing your home and vehicle, when imagining your future potential disabilities and contemplating all the liabilities and other negative aspects of life that make insurance necessary, but if you want to be properly insured and prepared for the future, you must allow yourself to be fully invested in the process of insurance planning rather than distracted and intimidated by what-ifs.
Mindful Insurance Planning
Instead of being cowed by the unknown, when insurance planning you focus on the known: the risks that any individual in your situation may actually face and the value of the property you want to protect. It’s really as simple as that—and knowing this will allow you to create a much more secure financial future.
Being frightened of a potential future event that has not yet come to pass, or being overwhelmed by the amount of data you must consider as you buy insurance will not help you purchase and amounts you need to protect your family and it won’t make it any easier to select the types of policies that offer you the kind of protections you’re looking for. Instead, it makes you feel powerless during what should be a very empowering process.
When you give yourself the space and permission to be mindful, you allow yourself to approach the task of buying insurance as practically and unemotionally as possible. This makes it easier to be deliberate and reasonable as you assess the practical risks you face each day and assign a dollar value to them, and then make relevant adjustments as you consider your budget and potential premiums.
Your insurance agent can be a big help in keeping your emotions on track and your approach to insurance planning practical. If you are ready to start searching for insurance policies that will protect your family, give us a call at (254) 547-2381 for a Copperas Cove insurance quote.
Tuesday, March 20, 2012
Thursday, March 1, 2012
Does a Home Inspection affect my Insurance?
When shopping for a new home, it's easy to get drawn in by what you may consider the perfect house. Finding the perfect house, in your ideal price range, located in your dream neighborhood can cause you to overlook minor details and run forward to submit an offer and secure this perfect home. But after the shininess has worn off and it's time to get home insurance coverage, you may regret this impulsive decision.
Instead of giving in to the desire to own the home of your dreams, take the time to have a new home inspection completed. Even if your home is of completely new construction, a home inspection can save you time, money, headaches, and risk.
Each of these inspections will give you a difference assessments regarding the health of your hew home. You may think that it’s enough to simply get a general inspection, but each of the specialized inspections mentioned above allow for a deeper look at areas that can be the source of major potential problems.
Learn more about the cost and effect of inspections on your home insurance.
To get Killeen home insurance quote on your current home or a quote on the home you are considering buying, give us a call at (254) 547-2381. We can help you discover what your potential home insurance rates might be and assist you in setting reasonable limits based on your risk and budget.
Instead of giving in to the desire to own the home of your dreams, take the time to have a new home inspection completed. Even if your home is of completely new construction, a home inspection can save you time, money, headaches, and risk.
Types of Home Inspections
There are many different inspections that can be done on your new home. In order to get the most comprehensive inspection and the most thorough understanding of the condition of your home, a new home buyer should consider a general home inspection, a termite inspection, a radon test to check levels of this unscented, cancer-causing radioactive gas, a septic system inspection (when a septic system is present), and, when appropriate, an oil tank testing.Each of these inspections will give you a difference assessments regarding the health of your hew home. You may think that it’s enough to simply get a general inspection, but each of the specialized inspections mentioned above allow for a deeper look at areas that can be the source of major potential problems.
Learn more about the cost and effect of inspections on your home insurance.
To get Killeen home insurance quote on your current home or a quote on the home you are considering buying, give us a call at (254) 547-2381. We can help you discover what your potential home insurance rates might be and assist you in setting reasonable limits based on your risk and budget.
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